Qualifying purchase amount must be on one receipt. A promo fee will be charged and included in the promo purchase balance equal to $50 for promos 12-18 months and $150 for promos 19 months or longer. Monthly interest will be charged on promo purchase balance, including related promo fee, from the purchase date at the reduced APR noted in the chart above according to the plan, and fixed monthly payments are required until promo is paid in full. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchase. For new accounts, purchase APR is 26.99% and minimum interest charge is $2. Existing card holders, see credit card agreement terms. Subject to credit approval. Credit extended by Synchrony Bank.